Buying a Home in Pembroke Pines
From affordable condos to luxury lakefront estates — Pembroke Pines offers housing for every budget and lifestyle. Here's what you need to know about home types, neighborhoods, and the buying process in one of South Florida's most popular suburbs.
🏠 Home Types
Types of Homes in Pembroke Pines
Pembroke Pines has a diverse housing market — here are the main home types and what to expect at each price point.
Single-Family Homes
3–5 bedrooms, HOA or non-HOA communities
The most common housing type in Pembroke Pines. Single-family homes range from 1970s ranch-style homes in the eastern section (Pines Village area) to modern two-story homes built in the 1990s–2010s in western master-planned communities like Pembroke Falls, SilverLakes, and Chapel Trail. Most single-family homes are in HOA communities with community pools, clubhouses, and landscaping included.
Townhomes & Villas
Low-maintenance, HOA-managed living
Townhomes and villas fill the middle ground between condos and single-family homes. Popular in both eastern Pembroke Pines (older, more established communities) and western developments. Typically 2–3 bedrooms with private patios or small yards. HOA fees cover exterior maintenance, landscaping, and community amenities — ideal for buyers who want less upkeep.
Condos
Affordable entry point, resort-style amenities
Condos are concentrated in eastern Pembroke Pines and around Pembroke Lakes Mall. Perfect for first-time buyers, downsizers, and investors. One to three bedrooms, often with lake or golf course views. Many condo communities offer pools, tennis courts, fitness centers, and clubhouses. HOA fees are higher than single-family but cover building insurance, amenities, and exterior maintenance.
55+ Communities
Age-restricted, active adult lifestyle
Century Village at Pembroke Pines is the largest 55+ community in the city with approximately 7,700 homes. Other 55+ communities include Colony Point and several smaller active-adult neighborhoods. Features include clubhouses, pools, fitness centers, tennis, golf, community buses, on-site pharmacies, and robust social calendars.
📋 Process
The Pembroke Pines Homebuying Process
Get Pre-Approved
Before house hunting, get pre-approved by a lender. This gives you a realistic price range and makes your offer stronger. Florida lenders are familiar with Pembroke Pines markets and HOA considerations.
Choose Your Area
Eastern Pembroke Pines (older, established, closer to I-95 and beaches), Central (around Pines Blvd and University, close to shopping and dining), or Western (newer master-planned communities, I-75 access, larger homes). Explore neighborhoods →
Understand HOA Requirements
Most Pembroke Pines communities have HOAs with monthly or quarterly fees. Review HOA rules before making an offer — some have rental restrictions, pet limits, and vehicle rules. HOA fees typically cover community pools, clubhouses, landscaping, and sometimes cable/internet.
Make an Offer & Close
Work with a local real estate agent who knows Pembroke Pines — they'll guide you through offer strategy, inspections (wind mitigation inspections are especially important in Florida for insurance discounts), and the closing process. Florida is a title company state — you'll close with a title company, not an attorney.
Florida-Specific: Insurance & Wind Mitigation
Homeowners insurance in Florida is more expensive and more complex than most other states. Wind mitigation inspections can significantly reduce your premium by verifying storm-resistant features. Flood insurance is separate from standard homeowners insurance — check FEMA flood zone maps before buying. Some Pembroke Pines neighborhoods require flood insurance as a condition of your mortgage.
Pembroke Pines Market Overview
Pembroke Pines is consistently ranked among the best places to live in Florida. Strong public schools (A-rated), low crime, abundant parks, and proximity to both Fort Lauderdale and Miami make it a high-demand market. Homes typically sell faster than the national average, particularly in popular master-planned communities like Pembroke Falls and SilverLakes. HOA fees vary widely — from under $100/month in basic communities to $400+/month in amenity-rich neighborhoods.
LIPP Tips
Homebuying Wisdom From Locals
The HOA is part of the deal — treat it like a second inspection
In Pembroke Pines, the HOA isn't just a monthly line item — it governs your daily life. Before you close, read the HOA's financial statements (are reserves healthy or underfunded?), the rules about rentals and pets, and the meeting minutes from the last 6 months. A well-run HOA protects your property value. An underfunded one means special assessments could hit you after move-in. Compare neighborhoods →
Insurance is the silent second mortgage — shop it before you fall in love
Florida homeowners insurance is among the most expensive in the country. Before you make an offer, get a preliminary insurance quote on the property. Ask about wind mitigation credits (a $200 inspection can save you $800/year), whether the roof age triggers a surcharge, and if the property is in a flood zone. A dream house with a $6,000/year insurance bill may not pencil out. Renting vs. buying →
The best listings never hit Zillow — work with someone who knows Pembroke Pines
In a market this competitive, pocket listings and pre-market deals happen. A local agent who knows Pembroke Pines neighborhoods, school zones, and HOAs intimately can show you homes before they're publicly listed. That's the difference between finding a house you like and getting the house you want in the neighborhood you've been targeting.
Thinking About Moving?
Whether you're relocating to Pembroke Pines, searching for your next home, looking for a rental, or preparing to sell, we're here to help.
Lizzette Torrico, Founder & Publisher of Living in Pembroke Pines and a licensed Florida real estate professional, works alongside her husband, Ian, Broker/Owner of Miami Realty Brokers (MRB), to assist buyers, sellers, renters, and families relocating throughout South Florida.
As with everything we do at Living in Pembroke Pines, our goal is to provide trusted local guidance and connect residents with the resources they need to make informed decisions.
(305) 439-1247About This Guide
This is part of our Moving to Pembroke Pines collection. Also see our guides to <a href="/living-here/neighborhoods/">neighborhoods</a>, <a href="/living-here/schools/">schools</a>, <a href="/living-here/utilities/">utilities</a> and <a href="/living-here/hurricane-preparedness/">hurricane preparedness</a>.
Information on this page was compiled from public sources and verified where possible as of August 2026. Details can change — we recommend confirming directly with providers, school districts, or community associations before making decisions.
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